Terms & Conditions


1. Personal Use & Liability Waiver

This website is provided strictly for personal use. It requires users to deploy their own Kite Connect API credentials for authentication and operation. By using this service, you acknowledge and agree that Artha Vrddhi (the “Platform”) assumes no liability—legal, financial, or otherwise—for your use of this Platform.

2. Kite API Access & User Responsibility

You must supply your own Kite Connect API Key and Secret to use trading features. This includes:

All setup, fees, and ongoing costs related to your Kite account—including API subscription—are your responsibility, not the Platform’s.

3. Authorization & Trading Activity

By granting API access, you authorize Artha Vrddhi to call Kite APIs on your behalf to view or trade in your account. These actions are executed via your Kite account; Artha Vrddhi does not manage them directly.

4. No Performance Guarantee

All trades and investment decisions made using this Platform are solely your responsibility. Trading in securities, ETFs, mutual funds, and derivatives carries market risks. Artha Vrddhi does not guarantee any returns—positive or negative. Past performance is not indicative of future results, and there is no assurance of profit.

5. Risk Disclosure

Trading can result in partial or total loss of capital. You are expected to understand market mechanisms, asset volatility, and margin requirements. Artha Vrddhi is a middleware tool, not an investment advisor.

6. No Liability for System or API Errors

The Platform is not responsible for:

Artha Vrddhi functions as a middleware interface, not a broker-dealer or fiduciary.

7. Privacy & Data Security

All credentials (e.g., Kite API Key & Secret) are stored securely with encryption. Data is not shared or sold without your consent, except where required by law or by Kite’s terms.

8. Amendments & Updates

Artha Vrddhi reserves the right to modify these Terms at any time. Continued use constitutes acceptance of changes. Please review periodically.

9. Governing Law & Jurisdiction

These Terms are governed by and construed under the laws of India. Any disputes arising from these Terms shall be resolved exclusively in the courts of Bengaluru, Karnataka, India.


By using Artha Vrddhi, you confirm that you have read, understood, and agreed to these Terms & Conditions.